- A creditor informs you that an application for credit was received with your name and address, which you did not apply for
- Telephone calls or letters state that you have been approved or denied by a creditor that you did not apply for
- You receive credit card statements or other bills in your name, which you did not apply for
- You no longer receive credit card statements or you notice that not all of your mail is delivered
- A collection agency informs you that they are collecting for a defaulted account established with your identity and you never opened the account
- Financial account statements show withdrawals or transfers that you didn’t make
- You apply for credit and are turned down for reasons that do not match your understanding of your financial position
- Inconsistencies on your credit report, such as inquiries from companies that you haven’t requested products or credit from, debts, or collections that you are not aware of
Contacts for More Information:
Ontario Ministry of Government Services (Consumer Services Bureau): 416-326-8800 or www.gov.on.ca/mgs
Canadian Institute of Mortgage Brokers and Lenders: 416-385-2333 or www.cimbl.ca/fraud_intro.htm
RCMP Phonebusters: 1-888-495-8501 or www.phonebusters.com email to info@phonebusters.com
Phonebusters recommends viewing the following CNN “Too Good to be True” link below:
http://edition.cnn.com/2006/US/Careers/10/12/cb.scams/index.html
Contact your local police department for specific concerns or cases
Source: Toronto Regional Real Estate Board – Compiled with information from the Ontario Ministry of Government Services, RCMP Phonebusters, and the Canadian Institute of Mortgage Brokers and Lenders, the Real Estate Council of Alberta and chrismathers inc. crime and risk consulting